Payday Super checker 2026-27
This Payday Super checker works out the super due on a payday and when it should reach your fund. On $3,000 of qualifying earnings paid on 11 November 2026, super is $360.00, due by 20 November 2026.
The link carries the numbers you entered, so anyone who opens it sees the same result.
Expected super on this pay
$360
Compare with your payslip and fund
Your payslip should show about $360. Then check that amount arrived in your fund.
Breakdown
| Super at 12% of this pay | $360 |
|---|---|
| Business days allowed | 7 |
| Maximum contribution base a year, per employer | $270,830 |
| Super a year, one employee | $9,360 |
| Payday | Should reach the fund by |
|---|---|
| 11 November 2026 | 20 November 2026 |
| 25 November 2026 | 4 December 2026 |
| 9 December 2026 | 18 December 2026 |
| 23 December 2026 | 1 January 2027 |
| 6 January 2027 | 15 January 2027 |
| 20 January 2027 | 29 January 2027 |
- Latest date it should reach the fund
- 20 November 2026
- Weekdays only. A public holiday can make the legal date later.
- Super a year at this pay
- $9,360
Seven business days after payday
From 1 July 2026, super is due in your fund within 7 business days after payday. It has to be received and able to be allocated, so paying late in the window is a risk. The ATO's Payday Super page (opens in a new tab) explains the changeover, and the Payday Superannuation Act (opens in a new tab) sets the rule.
About public holidays. A public holiday for a whole state or territory doesn't count as a business day, wherever you are. We count weekdays only, so the legal date can be later than the one shown, never earlier.
What counts as qualifying earnings
Super is 12% of qualifying earnings, which replaced ordinary time earnings. The ATO qualifying earnings page (opens in a new tab) has the full table.
- CountsOrdinary pay, casual loading, shift penalties, commissions, and super you sacrifice.
- Doesn't countOvertime that's clearly separate, and amounts sacrificed to a novated lease or other benefits.
The super guarantee calculator works out super on a salary, and the super guarantee rate page has the rate by year.
How long does a new employee's first contribution get?
The first contribution for a new employee or a new fund gets 20 business days. The next payday goes back to 7.
What if my pay arrives outside the usual cycle?
An out-of-cycle payment, such as a one-off bonus, is due with the next regular payday's window.
What should I do if super is late?
Check your fund first, since payments can take a few days to show. Then ask your employer. The pay calculator can help you check the rest of your payslip.
- Super guarantee calculator: super on a salary or package.
- Pay calculator: take-home pay by week, fortnight and month.
Estimates only, based on published rates for 2026-27. General information, not tax or financial advice.
Keep going
Sources