Monthly tax table 2026-27
The monthly tax table for 2026-27 shows the tax withheld from monthly pay. On $7,500 a month, the withholding is $1,612 with the tax-free threshold and $2,089 without it. The ATO guide to working out the weekly earnings (opens in a new tab) converts monthly pay to a weekly figure (×3÷13), applies the formula, then multiplies by 13÷3.
The link carries the numbers you entered, so anyone who opens it sees the same result.
Tax withheld
$1,612
Breakdown
| Gross pay | $7,500 |
|---|---|
| Tax withheld (Schedule 1 scale 2) | $1,612 |
| Take-home pay | $5,888 |
| Gross over 12 pays | $90,000 |
| Withheld over the year | $19,344 |
| Actual tax on the year | $19,320 |
- Take-home pay
- $5,888
The monthly table is one of three ATO tax tables and suits salaries and director fees paid once a month. Amounts are PAYG withholding for Australian residents for tax purposes, including the 2% Medicare levy, for payments from 1 July 2026.
| $500 | $0 | $74 |
|---|---|---|
| $750 | $0 | $113 |
| $1,000 | $0 | $160 |
| $1,250 | $0 | $212 |
| $1,500 | $0 | $264 |
| $1,750 | $26 | $312 |
| $2,000 | $65 | $360 |
| $2,250 | $104 | $407 |
| $2,500 | $156 | $485 |
| $2,750 | $221 | $568 |
| $3,000 | $273 | $646 |
| $3,250 | $321 | $728 |
| $3,500 | $364 | $810 |
| $3,750 | $407 | $888 |
| $4,000 | $490 | $971 |
| $4,250 | $568 | $1,049 |
| $4,500 | $650 | $1,131 |
| $4,750 | $732 | $1,209 |
| $5,000 | $810 | $1,291 |
| $5,250 | $893 | $1,369 |
| $5,500 | $975 | $1,452 |
| $5,750 | $1,053 | $1,530 |
| $6,000 | $1,131 | $1,612 |
| $6,250 | $1,213 | $1,690 |
| $6,500 | $1,296 | $1,772 |
| $6,750 | $1,374 | $1,850 |
| $7,000 | $1,452 | $1,928 |
| $7,250 | $1,534 | $2,011 |
| $7,500 | $1,612 | $2,089 |
| $7,750 | $1,694 | $2,171 |
| $8,000 | $1,772 | $2,249 |
| $8,500 | $1,933 | $2,409 |
| $9,000 | $2,093 | $2,570 |
| $9,500 | $2,253 | $2,730 |
| $10,000 | $2,414 | $2,908 |
| $10,500 | $2,574 | $3,103 |
| $11,000 | $2,734 | $3,298 |
| $11,500 | $2,912 | $3,493 |
| $12,000 | $3,107 | $3,688 |
| $12,500 | $3,302 | $3,883 |
| $13,000 | $3,497 | $4,082 |
| $13,500 | $3,692 | $4,273 |
| $14,000 | $3,887 | $4,468 |
| $14,500 | $4,082 | $4,680 |
| $15,000 | $4,277 | $4,914 |
| $15,500 | $4,472 | $5,148 |
| $16,000 | $4,680 | $5,386 |
| $16,500 | $4,914 | $5,620 |
| $17,000 | $5,152 | $5,854 |
| $17,500 | $5,386 | $6,088 |
| $18,000 | $5,620 | $6,322 |
| $18,500 | $5,854 | $6,561 |
| $19,000 | $6,088 | $6,795 |
| $19,500 | $6,327 | $7,029 |
| $20,000 | $6,561 | $7,263 |
Change log: updated to the Schedule 1 formulas from 1 July 2026, which reflect the cut in the 16% rate to 15%. Monthly pay made after 30 June 2026 no longer uses the 2025-26 figures.
Monthly withholding uses a 13-week quarter, not four weeks
Three months contain 13 weeks, so the ATO converts monthly pay with ×3÷13. Twelve months then line up with 52 weeks. Dividing by four would treat the year as 48 weeks and overstate weekly income.
- 1
Convert to a weekly figure
$7,500 × 3 ÷ 13 = $1,730.77. Drop the cents and add 99 cents: x is $1,730.99.
- 2
Apply the weekly formula
Scale 2 weekly withholding on that figure is $372.
- 3
Convert back to a month
$372 × 13 ÷ 3 = $1,612, rounded to the nearest dollar.
Dividing by four instead gives a weekly figure of $1,875, withholding of $419 and a monthly amount of $1,676. That's $64 a month, or $768 a year, more than the correct method.
One detail trips up spreadsheets. If a monthly amount ends in 33 cents, the ATO adds one cent before converting. A salary of $4,333.33 a month is treated as $4,333.34, which converts to $1,000.00 a week instead of $999.99.
Salaried staff paid monthly: checking the annual total
A $90,000 salary paid monthly is $7,500 a month, with $1,612 withheld each time. Over the year, that lands about $24 above the estimated tax and Medicare levy.
That check only holds when every month is the same, because each month is withheld as if it repeats for the whole year. A pay rise mid-year, unpaid leave or a bonus changes the annual total.
The monthly salary calculator shows take-home pay with super for any monthly amount, and the PAYG withholding calculator handles other pay cycles.
| Step | Amount | Running total |
|---|---|---|
| Income tax | +$17,520 | $17,520 |
| Medicare levy | +$1,800 | $19,320 |
| Estimated tax and Medicare levy | $19,320 | |
| Withheld over 12 months | $19,344 | |
| Comes back at tax time, about | $24 | |
No low income tax offset applies at that income.
Monthly HELP and STSL withholding
A HECS-HELP or other study and training support loan (STSL) adds a Schedule 8 amount, converted with the same ×3÷13 and ×13÷3 steps.
| Monthly earnings | HELP/STSL extra, threshold claimed | HELP/STSL extra, threshold not claimed |
|---|---|---|
| $4,000 | $0 | $0 |
| $5,500 | $0 | $182 |
| $7,500 | $256 | $485 |
| $9,000 | $481 | $706 |
| $11,000 | $784 | $1,044 |
| $13,000 | $1,127 | $1,300 |
| $17,000 | $1,699 | $1,699 |
At $7,500 a month with the threshold claimed, $256 is added each month, or $3,072 a year. The compulsory repayment on $90,000 of repayment income is $3,070.80 for 2026-27, so the monthly amounts track it closely.
How is a director's fee withheld when it is paid monthly?
A director's fee paid each month goes through the same monthly method as salary. A $7,500 monthly fee has $1,612 withheld when the director has claimed the tax-free threshold with that company, or $2,089 when they haven't. Fees paid quarterly use the quarterly conversion instead: divide by 13, then multiply the weekly amount by 13.
How is a bonus paid with monthly salary taxed?
A bonus isn't simply added to the month's salary. Employers use the ATO's Schedule 5 methods for bonuses and similar payments. Added straight to a $7,500 month, a $5,000 bonus would lift withholding from $1,612 to $3,302, taking $1,690 from the bonus. Method A in Schedule 5 spreads it across the year's pay periods, which usually withholds less.
Is annual leave taxed at a higher rate in a monthly pay?
No. Annual leave taken during the year is paid as normal salary, so a $7,500 month of leave has the same $1,612 withheld as a working month. Withholding rises only when extra money is added, such as leave loading paid in the same month, or when leave is paid out on termination.
How much tax comes out of $10,000 a month?
On $10,000 a month, $2,414 is withheld if you claim the tax-free threshold and $2,908 if you don't. Over 12 months, scale 2 withholding totals $28,968 on a $120,000 salary, close to estimated tax and Medicare levy of $28,920. A HELP debt with the threshold claimed adds $633 a month.
Estimates only, based on published rates for 2026-27. General information, not tax or financial advice.
Keep going
Sources