Updated for 2026-27 tax rates
Calculatax

Job offer comparison 2026-27

This job offer comparison puts two offers side by side after tax. A $95,000 salary plus super beats a $105,000 package with super included: Offer A pays you $32.69 more per fortnight after tax.

By CalculataxLast reviewed How this is verified

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After tax

Offer A pays you $32.69 more per fortnight after tax

The two offers side by side
A yearOffer AOffer BB less A
Salary$95,000$93,750-$1,250
Employer super$11,400$11,250-$150
Total package$106,400$105,000-$1,400
Tax, levy and HELP$20,920$20,520-$400
Take-home a year$74,080$73,230-$850
Offer A: take-home a fortnight
$2,849.23
Any bonus spread across the year.
Offer B: take-home a fortnight
$2,816.54
Any bonus spread across the year.
Offer A: total package
$106,400
Offer B: total package
$105,000
Offer A: super a year
$11,400
Offer B: super a year
$11,250
Offer A has super on top. Offer B has super in the base. 12% super, no HELP, no bonus. 2026-27 rates. Source: ATO.
Default result: the two offersOffer AOffer B
Salary$95,000$93,750
Employer super$11,400$11,250
Total package$106,400$105,000
Take-home a fortnight$2,849.23$2,816.54

Super on top or included

A package figure that includes super sounds larger than it is. At 12%, $105,000 including super is a $93,750 salary. The ATO super guarantee page (opens in a new tab) has the rate, and the super guarantee calculator splits any package.

Bonuses, sacrifice and a car

A bonus here is spread across 26 fortnights, so an unpaid or lower bonus makes an offer worse than it looks. Performance bonuses also earn super, as the ATO qualifying earnings page (opens in a new tab) explains. More options adds salary sacrifice and a car, using the same engine as the novated lease calculator. The pay calculator splits one salary across pay cycles.

Job offer questions: package, super and sharing

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Last reviewed

Which number should I compare first?

Take-home pay shows what reaches your account. Total package adds super, so an offer can win on one and lose on the other.

Does the comparison include leave or other benefits?

No. Extra leave, a shorter week or a better commute are worth weighing yourself. This compares money only.

Is my comparison saved when I share it?

No. A share link holds the figures in the link itself, after the # sign. Browsers don't send that part to a server.

Estimates only, based on published rates for 2026-27. General information, not tax or financial advice.

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